IMPORTANT NOTICE

You are now leaving the Tandem Views Investment Services website and will be entering the Charles Schwab & Co., Inc. (“Schwab”) website. Schwab is a registered broker-dealer, and is not affiliated with Tandem Views Investment Services or any advisor(s) whose name(s) appear(s) on this website. Tandem Views Investment Services is independently owned and operated. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Tandem Views Investment Services under which Schwab provides Tandem Views Investment Services with services related to your account. Schwab does not review the Tandem Views Investment Services website, and makes no representation regarding information contained in the Tandem Views Investment Services website, which should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.